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Housing Stability Assessments
THE PROGRAM BOTTOM LINE
Assess housing risk and create clear plans to prevent loss.
KEY RESULTS
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Clear understanding of the homeowner’s foreclosure timeline and options
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A personalized foreclosure prevention or exit strategy
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Support communicating with lenders and navigating loss mitigation
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Connection to ethical investors, housing resources, or legal referrals when needed
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A plan to protect housing stability and financial future
KEY NEED TO KNOW
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First step for homeowners with housing concerns
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Early action improves outcomes
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Not all cases involve foreclosure
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May lead to other Bailey services
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Often no cost through partners
About the service
What We Do:
The Bailey Project, we believe housing stability is directly connected to health outcomes. That’s why our assessment goes beyond housing—it evaluates the full picture of an individual or family’s stability, including both living conditions and health-related needs.
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What We Assess
1. Housing Stability
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Risk of eviction or foreclosure
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Rental or mortgage arrears
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Lease compliance and tenancy issues
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Overcrowding or unsafe living conditions
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Utility instability (shut-offs, arrears)
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2. Physical & Environmental Health
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Housing conditions impacting health (mold, leaks, structural issues)
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Accessibility needs (mobility limitations, ADA considerations)
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Safety risks within the home
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Exposure to environmental hazards
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3. Behavioral & Mental Health Considerations
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Stress related to housing instability
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Impact of housing on mental health
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Barriers to maintaining stable housing (organization, crisis cycles, etc.)
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Coordination with behavioral health providers
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4. Medical & Care Coordination (via Partners)
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Integration with healthcare assessments conducted by partner organizations
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Identification of chronic conditions impacted by housing
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Discharge planning support (hospital → home transitions)
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In-home support needs (HHA, nursing, case management)
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5. Financial & System Navigation
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Income and benefits review
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Eligibility for rental assistance (e.g., RAFT and other programs)
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Budgeting and sustainability planning
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Insurance and payer coordination (when applicable)
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How We Administer It:
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Conduct a one-on-one housing assessment
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Review income, expenses, and mortgage status
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Identify risks and available options
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Develop a personalized housing plan
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Connect participants to the appropriate next steps and services
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